We live in a world where the use of Technology has boomed tremendously within the past 10 years and has taken over various industries and workplaces. Tembo Sacco has not been left behind in actualizing the use of technology. The systems, structure, policies, processes, people and infrastructures in Tembo Sacco are usedoptimally to achieve this competitive edge.

Tembo ensures that it achieves maximum efficiency by using technology in:

1. Communication (Use of Email, SMS, social media platforms-Twitter, Facebook, YouTube, website, Web portal).
2. Networking
3. Transactions (Use of mobile banking and MPESA Pay bill to deposit)
4. Office productivity
5. Record keeping and retrieval
6. Internet and research
7. Decentralized work and cloud computing
8. Analytics and new decision structures
9. Conversational systems: (Use of collaborative tools such as skype, WhatsApp, zoom )
10. Information security

With these practices in place, Tembo Sacco has managed to scoop awards during the Ushirika Day Celebrations as Best Sacco in Technology Optimization under tier 2.